The Eight Money Types Defined 2017-06-01T20:19:18+00:00

The Eight Money Types Defined

1. The Innocent
The Innocent takes the ostrich approach to money matters. Innocents often live in denial, burying their heads in the sand so they won’t have to see what is going on around them. The Innocent is easily overwhelmed by financial information and relies heavily on the advice and opinions of others. Innocents are perhaps the most trusting of all the money archetypes because they do not see people or situations for what they are.

They are not unlike small children in the sense that they have not yet learned to judge or discern other’s motives or behavior. While this trait can be very endearing, it is also precarious for an adult trying to cope in the real world.
We all start out our journey in life as innocents. However, as we grow and develop, the veil of innocence is lifted and replaced by our experience with the outer world.

2. The Victim
Victims are prone to living in the past and blaming their financial woes on external factors. Passive-aggressive (prone to acting out their feelings in passive ways rather than through direct action) in nature, Victims often appear disguised as Innocents, because they seem so powerless and appear to want others to take care of them. However, this appearance is often either a conscious or subconscious ploy to get others to do for them what they refuse to do for themselves. Victims generally have a litany of excuses for why they are not more successful, and they are all based on history. That is not to say that bad things haven’t actually happened to the Victim.

More often than not, Victims have been abused, betrayed, or have suffered some great loss. The problem is that they have never processed their pain, and so it has turned on them. Victims are always looking for someone to rescue them, because they believe they have suffered enough. They carry a sense of entitlement: “I paid my dues, look at my battle scars, where’s my due?”

3. The Warrior
The Warrior sets out to conquer and is generally seen as successful in the business and financial worlds. Warriors are adept investors, focused, decisive, and in control. Although Warriors will listen to advisors, they make their own decisions and rely on their own instincts and resources to guide them. Warriors often have difficulty recognizing the difference between what appears to be an adversary and a worthy opponent. A worthy opponent should be embraced as an opportunity to put down the sword and recognize the potential for growth and transformation being offered in disguise.

Worthy opponents are most easily recognized as the person with whom you have the greatest conflict. When we are willing to step back and recognize the lesson and truth this person has to teach, even when it is disguised as conflict, their presence is worthy of our attention. When we recognize the conflict as an opportunity for growth, our “opponent” has, in fact, served us. The world is filled with Warrior types, who run the gamut from enjoying the sport of business and the skillful art of negotiating to those whose single-minded intent is simply to win at any cost.

4. The Martyr
Martyrs are so busy taking care of others’ needs that they often neglect their own. Financially speaking, Martyrs generally do more for others than they do for themselves. They often rescue others (a child, spouse, friend, partner) from some circumstance or other. However, Martyrs do not always let go of what they give and are repeatedly let down when others fail to meet up to their expectations.

The Martyr moves between two distinctly different energies: one that seeks to be in control and control others and the other being the wounded, often very needy, child. Martyrs tend to be perfectionists and have high expectations of themselves and of others, which makes them quite capable of realizing their dreams because they put so much energy into needing to be right. Like Victims, Martyrs often live in high drama, experience a lot of highs and lows, and struggle with their attachment to negative experience.

5. The Fool
The Fool plays by a different set of rules altogether. A gambler by nature, the Fool is always looking for a windfall of money by taking financial shortcuts. Even though the familiar adage “a fool and his money are soon parted” often comes true, Fools often win because they are willing to throw the dice; they are willing to take chances.

The Fool is really a combination of the Innocent and the Warrior. Like the Innocent, the Fool is often judgment impaired and has difficulty seeing the truth about things. An adventurer, the Fool gets caught up in the enthusiasm of the moment, caring little for the details. The primary difference between Fools and Innocents is that Fools are relatively fearless in their endeavors and remain eternal optimists regardless of the circumstances.

Fools live very much in the moment and are quite unattached to future outcomes. Most of what Fools pursue is for the simple pleasure of doing it. However, until the Fool becomes enlightened they will continue to attract money easily, only to have it quickly slip through their fingers because they are simply not paying attention.

6. Creator/Artist
Creator/Artists are on a spiritual or artistic path. They often find living in the material world difficult and frequently have a conflicted love/hate relationship with money. The Creator/Artist often overly identifies with the interior world and may even despise those who live in the material experience.

Creator/Artists most fear being inauthentic or not being true to themselves. The Creator/Artist is constantly struggling for financial survival. This is not because they lack talent or ambition. Rather, they are stuck in a belief system that disempowers their ability to manifest money. Too many people on the creative or artistic path feel that money is bad or lacking in spirituality. This is only true to the extent that one believes it is true.

The Creators/Artist who works to embrace both the spiritual and material worlds as part of their own duality, will find an end to their struggles.

7. The Tyrant
Tyrants hoard money and use it to manipulate and control other people, events, and circumstances. Although Tyrants may have everything they need or desire, they never feel complete, comfortable, or at peace.

The Tyrant’s greatest fear is loss of control. Tyrants are often overdeveloped Warriors who have become highly invested in their need for control and dominance. While Warriors are often heroic in their true concern for others’ welfare, Tyrants are purely self interested. They want power and control for its own sake and will forsake other people if necessary to gain more of it. Throughout history, the Tyrant has emerged as the ruler who dominates and destroys with no sign of remorse. Perhaps it’s because the Tyrant type is often the most financially successful image we have in our society that so many of us believe that money is the root of all evil.

Media does its part to further convince us that although we may think we want more money, we just need to look at what’s become of those who actually have it, to cause us to hesitate. Tyrants, however, are not as rich as they appear. Sure, they have everything money can buy (which often does include beautiful people) and never have to worry about paying the phone bill, but they lack many things that money cannot buy. They are often, in spite of their apparent success, very fearful and rarely feel any sense of fulfillment. The Tyrant suffers from a condition that could be called “chronic-not-enoughness.”

8. The Magician
The Magician is the ideal money type. Using a new and ever-changing set of dynamics both in the material world and in the world of the spirit, Magicians know how to transform and manifest their own financial reality. At our best, when we are willing to claim our own power, we are all Magicians.

Magicians are fully awake and aware of themselves and the world around them. They are armed with the knowledge of the past, have made peace with their personal history, and understand that their source of power exists within their ability to see and live the truth of who they are. Magicians know the source of power to manifest lies in their ability to tap into their Higher Power. With faith, love, and patience, the Magician simply waits in certainty with the knowledge that all our needs are met all the time.

Magicians embrace the inner life as the place of spiritual wealth and the outer life as the expression of enlightenment in the material world. They are infinitely connected.

The Eight Money Types and the Money Type Quiz are excerpted from the book Money Magic by Deborah L. Price © Copyright 2001 All rights reserved. Used with Permission.